You Have The Right To Be Free From Insurance Discrimination

 

In 2008, legislation was enacted to prohibit discrimination on the basis of genetic information in long-term care insurance. Read HB29 / SB18 in Word format or Read HB29 / SB18in PDF format. Legislation has also been enacted to prohibit discrimination on the basis of Blindness in life insurance.

 

In 2025, SB 757 and HB 1007 were enacted into law. These bills added to the protection against discrimination on the basis of disability in life insurance and prohibits the use of genetic testing without consent of the holder. The protection of disability insurance was also added to this law. They may not “MANDATE EXISTING OR NEW GENETIC TESTING OR FULL GENOME SEQUENCING AS A PREREQUISITE FOR LIFE INSURANCE OR DISABILITY INSURANCE ELIGIBILITY OR COVERAGE." Read HB 1007 in PDF or Read HB 1007 in Microsoft Word. For ease of reading, the bill in Word does not include the crossed out or removed portions present in the PDF.

 

 

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